Circe's Grimoire

It’s a new year, so let’s start here… FINANCES!

Did I make progress toward my financial goals last year, and were they realistic?

How well did I handle unexpected expenses of financial setbacks?

What financial habits served me well, and what habits need adjustment in the coming year?

Take some time to ponder these questions and journal your responses. If you notice patterns from last year that you don’t want to bring into this new year, make a note about them and come up with some ways you can change that pattern.